After a disaster, the initial shock is only the beginning. Did you know that recovery costs often exceed the actual damages? This includes debris removal, legal battles, and inflation-driven reconstruction costs. But what’s rarely discussed is this…
Many policies don’t account for rising construction costs post-disaster, leaving homeowners with substantial out-of-pocket expenses for repairs. However, this isn’t the end of the surprises.
Ironic as it seems, policy renewal can be a nightmare if you’ve previously filed a claim. Insurers may hike premiums by as much as 50%, or worse, refuse renewal entirely. But you’re about to learn something truly game-changing…
Here’s a vital tip: Document everything meticulously before a disaster strikes. Photos, videos, and receipts—having thorough records can be the key to a swifter, fuller claim process. But let’s dive deeper; there’s more you need to know…